[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sakwa.cz\/jak-zvladnout-cestu-k-vlastnimu-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.sakwa.cz\/jak-zvladnout-cestu-k-vlastnimu-bydleni\/","headline":"Jak zvl\u00e1dnout cestu k vlastn\u00edmu bydlen\u00ed?","name":"Jak zvl\u00e1dnout cestu k vlastn\u00edmu bydlen\u00ed?","description":"M\u00e1te u\u017e malou nemovitost nebo pozemek ur\u010den\u00fd ke stavb\u011b, ale kv\u016fli st\u00e1le stoupaj\u00edc\u00edm n\u00e1klad\u016fm a celkov\u00fdm v\u00fddaj\u016fm na \u017eivot si nem\u016f\u017eete dovolit jin\u00e9 bydlen\u00ed? U\u017e je va\u0161\u00ed rodin\u011b v mal\u00e9m byt\u011b t\u011bsno? \u0158e\u0161en\u00ed takov\u00e9 situace bylo v minul\u00fdch letech celkem snadn\u00e9, za\u0161li jste do banky, za\u017e\u00e1dali o hypot\u00e9ku a pravd\u011bpodobn\u011b ji dostali. Koup\u011b nov\u00e9ho bytu […]","datePublished":"2022-09-10","dateModified":"2022-09-10","author":{"@type":"Person","@id":"https:\/\/www.sakwa.cz\/author\/#Person","name":"sakwa.cz\n","url":"https:\/\/www.sakwa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sakwa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sakwa.cz\/wp-content\/uploads\/architect-1080589_640_1.jpg","url":"https:\/\/www.sakwa.cz\/wp-content\/uploads\/architect-1080589_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.sakwa.cz\/jak-zvladnout-cestu-k-vlastnimu-bydleni\/","about":["Pen\u00edze"],"wordCount":458,"articleBody":"   M\u00e1te u\u017e malou nemovitost nebo pozemek ur\u010den\u00fd ke stavb\u011b, ale kv\u016fli st\u00e1le stoupaj\u00edc\u00edm n\u00e1klad\u016fm a celkov\u00fdm v\u00fddaj\u016fm na \u017eivot si nem\u016f\u017eete dovolit jin\u00e9 bydlen\u00ed? U\u017e je va\u0161\u00ed rodin\u011b v mal\u00e9m byt\u011b t\u011bsno? \u0158e\u0161en\u00ed takov\u00e9 situace bylo v minul\u00fdch letech celkem snadn\u00e9, za\u0161li jste do banky, za\u017e\u00e1dali o hypot\u00e9ku a pravd\u011bpodobn\u011b ji dostali. Koup\u011b nov\u00e9ho bytu nebo stavba domu u\u017e pak byla jen ot\u00e1zkou \u010dasu.Dnes u\u017e t bohu\u017eel tak snadn\u00e9 nen\u00ed. Rodiny s pr\u016fm\u011brn\u00fdm p\u0159\u00edjmem, kter\u00e9 d\u0159\u00edve na bankovn\u00ed produkty snadno dos\u00e1hly a bez probl\u00e9m\u016f zvl\u00e1daly spl\u00e1cet, u\u017e dnes mohou m\u00edt probl\u00e9my. Vzhledem k prudk\u00e9mu n\u00e1rustu cen v\u0161eho, nav\u00fd\u0161en\u00ed z\u00e1loh za energie na hranici \u00fanosnosti a st\u00e1l\u00e9mu r\u016fstu  http:\/\/www.peak.cz\/moc-mame-byt-optimisticti-pri-odhadu-globalniho-rustu-roce-2018\/ cen nemovitost\u00ed, u\u017e dnes takov\u00e1 pr\u016fm\u011brn\u00e1 rodina, kter\u00e1 nem\u00e1 p\u0159\u00edli\u0161 na\u0161et\u0159eno, n hypot\u00e9ku najednou nedos\u00e1hne.Tedy pravd\u011bpodobn\u011b. Ve chv\u00edli, kdy si banka spo\u010d\u00edt\u00e1 pom\u011br p\u0159\u00edjm\u016f a n\u00e1klad\u016f, p\u0159id\u00e1 k tomu v\u00fd\u0161i spl\u00e1tky a nestabilitu energetick\u00e9ho trhu, tak spousta mlad\u00fdch rodin je najednou ze hry. \u017d\u00e1dn\u00e1 banka nechce riskovat, \u017ee jej\u00ed klienti nebudou schopni spl\u00e1cet.Jak z toho bludn\u00e9ho kruhu ven, pokud u\u017e ale skute\u010dn\u011b pot\u0159ebujete vlastn\u00ed bydlen\u00ed? T\u0159eba kv\u016fli o\u010dek\u00e1v\u00e1n\u00ed potomka? \u0158e\u0161en\u00edm pro v\u00e1s m\u016f\u017ee b\u00fdt nebankovn\u00ed hypot\u00e9ka v americk\u00e9m stylu. Po\u017eadavky nebankovn\u00edch spole\u010dnost\u00ed neb\u00fdvaj\u00ed tak striktn\u00ed, se spolu\u017eadatelem nen\u00ed probl\u00e9m ani ni\u017e\u0161\u00ed p\u0159\u00edjem nebo sou\u010dasn\u00e9 vysok\u00e9 n\u00e1klady. V p\u0159\u00edpad\u011b, \u017ee vy sami m\u016f\u017eete ru\u010dit aspo\u0148 malou nemovitost\u00ed nebo pozemkem, jsou va\u0161e \u0161ance pro jej\u00ed z\u00edsk\u00e1n\u00ed mnohem vy\u0161\u0161\u00ed.Bohu\u017eel v\u00e1m nem\u016f\u017eeme nab\u00eddnout 100% hypot\u00e9ku, jako tomu bylo v minul\u00fdch letech, ale i tak m\u016f\u017eete z\u00edskat tu nejv\u00fdhodn\u011bj\u0161\u00ed nab\u00eddku na financov\u00e1n\u00ed 90% \u010d\u00e1stky, kterou pot\u0159ebujete. Aktu\u00e1ln\u011b v\u00e1m m\u016f\u017eeme vyjednat \u00farok a\u017e 4 %, co\u017e je v sou\u010dasn\u00e9 situaci na trhu neodolateln\u00e1 nab\u00eddka. Ka\u017ed\u00fd p\u0159\u00edpad posuzujeme individu\u00e1ln\u011b a sna\u017e\u00edme se pro v\u00e1s vtvo\u0159it vytvo\u0159it maxim\u00e1ln\u011b v\u00fdhodnou nab\u00eddku na m\u00edru. Proto n\u00e1s pros\u00edm nev\u00e1hejte kontaktovat, ide\u00e1ln\u011b prost\u0159ednictv\u00edm kontaktn\u00edho formul\u00e1\u0159e na na\u0161ich str\u00e1nk\u00e1ch, kde vypln\u00edte v\u0161echny pot\u0159ebn\u00e9 \u00fadaje. N\u00e1\u0161 pracovn\u00edk v\u00e1s potom kontaktuje s nab\u00eddkou na m\u00edrou a spole\u010dn\u011b u\u017e jen dolad\u00edte detaily.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak zvl\u00e1dnout cestu k vlastn\u00edmu bydlen\u00ed?","item":"https:\/\/www.sakwa.cz\/jak-zvladnout-cestu-k-vlastnimu-bydleni\/#breadcrumbitem"}]}]