[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sakwa.cz\/mozna-rizika-nebankovnich-pujcek\/#Article","mainEntityOfPage":"https:\/\/www.sakwa.cz\/mozna-rizika-nebankovnich-pujcek\/","headline":"Mo\u017en\u00e1 rizika nebankovn\u00edch p\u016fj\u010dek","name":"Mo\u017en\u00e1 rizika nebankovn\u00edch p\u016fj\u010dek","description":"P\u016fj\u010dky od nebankovn\u00edch spole\u010dnost\u00ed nejsou v\u016fbec nic nov\u00e9ho. Maj\u00ed samoz\u0159ejm\u011b mnoho v\u00fdhod, jako mo\u017enost p\u016fj\u010dky i s negativn\u00ed \u00fav\u011brovou minulost\u00ed, m\u016f\u017eete si je \u010dasto sjednat online a z\u00edskat pen\u00edze okam\u017eit\u011b. Tyto v\u00fdhody ale \u010dasto nevyv\u00e1\u017e\u00ed fakt, \u017ee jsou tyto p\u016fj\u010dky vysoce rizikov\u00e9 a mohou zp\u016fsobit dlu\u017en\u00edk\u016fm v\u00edce ne\u017e jednu nep\u0159\u00edjemnost, kv\u016fli kter\u00e9 m\u016f\u017eete skon\u010dit i […]","datePublished":"2018-01-03","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.sakwa.cz\/author\/#Person","name":"sakwa.cz\n","url":"https:\/\/www.sakwa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sakwa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sakwa.cz\/wp-content\/uploads\/img_a309106_w2097_t1520068032.jpg","url":"https:\/\/www.sakwa.cz\/wp-content\/uploads\/img_a309106_w2097_t1520068032.jpg","height":0,"width":0},"url":"https:\/\/www.sakwa.cz\/mozna-rizika-nebankovnich-pujcek\/","about":["Pen\u00edze"],"wordCount":452,"articleBody":"P\u016fj\u010dky od nebankovn\u00edch spole\u010dnost\u00ed nejsou v\u016fbec nic nov\u00e9ho. Maj\u00ed samoz\u0159ejm\u011b mnoho v\u00fdhod, jako mo\u017enost p\u016fj\u010dky i s negativn\u00ed \u00fav\u011brovou minulost\u00ed, m\u016f\u017eete si je \u010dasto sjednat online a z\u00edskat pen\u00edze okam\u017eit\u011b. Tyto v\u00fdhody ale \u010dasto nevyv\u00e1\u017e\u00ed fakt, \u017ee jsou tyto p\u016fj\u010dky vysoce rizikov\u00e9 a mohou zp\u016fsobit dlu\u017en\u00edk\u016fm v\u00edce ne\u017e jednu nep\u0159\u00edjemnost, kv\u016fli kter\u00e9 m\u016f\u017eete skon\u010dit i p\u0159ed soudem. Nejv\u011bt\u0161\u00ed m\u00ednusy, se kter\u00fdmi mus\u00edte po\u010d\u00edtat 1. Nespolehlivost v\u011b\u0159itele.2. Nepoctiv\u00e9 \u00famysly v\u011b\u0159itele.3. Nep\u0159im\u011b\u0159en\u011b vysok\u00e9 \u00faroky.4. Hrozba vysok\u00fdch poplatk\u016f a sankc\u00ed. 5. Splat\u00edte mnohem v\u00edce, ne\u017e jste si p\u016fj\u010dili. Pot\u0159ebujete pen\u00edze skute\u010dn\u011b tak akutn\u011b? D\u00e1t dohromady dostatek financ\u00ed na koupi auta, dovolen\u00e9, dom\u00e1c\u00edch spot\u0159ebi\u010d\u016f nebo \u010dehokoli jin\u00e9ho b\u00fdv\u00e1 ob\u010das skute\u010dn\u011b t\u011b\u017ek\u00e9. P\u0159edev\u0161\u00edm kdy\u017e nem\u00e1te pr\u00e1ci, m\u00e1te mal\u00fd p\u0159\u00edjem, nebo ji\u017e spl\u00e1c\u00edte jednu \u010di v\u00edce p\u016fj\u010dek. P\u016fj\u010dit si od nebankovn\u00ed spole\u010dnosti se v\u00e1m ale skute\u010dn\u011b nemus\u00ed vyplatit, i kdy\u017e to tak na za\u010d\u00e1tku bude vypadat. I kdy\u017e se spole\u010dnosti tv\u00e1\u0159\u00ed v\u011brohodn\u011b, m\u00e1 v televizi i jinde reklamy a zd\u00e1 se s n\u00ed v\u0161e v po\u0159\u00e1dku, nemus\u00ed to tak v\u016fbec b\u00fdt. Mnoho nebankovn\u00edch v\u011b\u0159itel\u016f z v\u00e1s chce pouze dostat co nejv\u00edce pen\u011bz, a to jak\u00fdmkoli zp\u016fsobem. Nej\u010dast\u011bji se tak d\u011bje prost\u0159ednictv\u00edm ne\u010diteln\u00fdch smluv, ve kter\u00fdch by se t\u011b\u017eko vyznal i pr\u00e1vn\u00edk.  P\u0159ekvapit v\u00e1s mohou nejen pom\u011brn\u011b vysok\u00e9 \u00faroky, kter\u00e9 ale zajist\u00e9 budou opodstatn\u011bn\u00e9 d\u00edky rychl\u00e9 a kr\u00e1tkodob\u00e9 p\u016fj\u010dce pom\u011brn\u011b n\u00edzk\u00e9 \u010d\u00e1stky, ale zasko\u010dit v\u00e1s mohou p\u0159edev\u0161\u00edm sankce a r\u016fzn\u00e9 poplatky. V\u0161e je sice zapsan\u00e9 ve smlouv\u011b, ale \u010d\u00e1sti o sankc\u00edch za opo\u017ed\u011bn\u00e9 platby a \u00fahradu nejr\u016fzn\u011bj\u0161\u00edch poplatk\u016f jsou v\u011bt\u0161inou naps\u00e1ny nejen dost zmaten\u011b a slo\u017eit\u011b, ale p\u0159edev\u0161\u00edm mal\u00fdm p\u00edsmem, kter\u00e9ho si p\u0159i \u010dten\u00ed smlouvy jen t\u011b\u017eko v\u0161imnete. Mnoho nebankovn\u00edch spole\u010dnost\u00ed budou d\u011blat v\u0161e pro to, abyste zaplatili pozd\u011b, nebo na n\u011bco zapomn\u011bli a oni v\u00e1m mohli na\u00fa\u010dtovat poplatky a sankce nav\u00edc. Spole\u010dn\u011b s vysok\u00fdm m\u011bs\u00ed\u010dn\u00edm \u00farokem a pom\u011brn\u011b vysok\u00fdmi \u010d\u00e1stkami nakonec m\u016f\u017eete zaplatit i dvojn\u00e1sobek toho, co jste si p\u016fj\u010dili.                                                                                                                                                                                                                                                                                                                                                                                                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