[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sakwa.cz\/naucme-se-setrit\/#Article","mainEntityOfPage":"https:\/\/www.sakwa.cz\/naucme-se-setrit\/","headline":"Nau\u010dme se \u0161et\u0159it","name":"Nau\u010dme se \u0161et\u0159it","description":"M\u00e1lokdo se dnes u\u017e um\u00ed radovat z mali\u010dkost\u00ed. Stali jsme se konzumn\u00ed spole\u010dnost\u00ed a nev\u00e1\u017e\u00edme si t\u00e9m\u011b\u0159 ni\u010deho. Kdo m\u00e1 m\u00e1lo ten chce v\u00edc a kdo m\u00e1 v\u00edc chce je\u0161t\u011b v\u00edc. Nic n\u00e1m nesta\u010d\u00ed, z ni\u010d\u00edm nejsme spokojeni. Jet na dovolenou do kempu? To je pod na\u0161i \u00farove\u0148, a tak si na dovolenou vezmeme p\u016fj\u010dku. […]","datePublished":"2022-04-03","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.sakwa.cz\/author\/#Person","name":"sakwa.cz\n","url":"https:\/\/www.sakwa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sakwa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sakwa.cz\/wp-content\/uploads\/garbage-gef2a996dc_640.jpg","url":"https:\/\/www.sakwa.cz\/wp-content\/uploads\/garbage-gef2a996dc_640.jpg","height":0,"width":0},"url":"https:\/\/www.sakwa.cz\/naucme-se-setrit\/","about":["Pen\u00edze"],"wordCount":425,"articleBody":"   M\u00e1lokdo se dnes u\u017e um\u00ed radovat z mali\u010dkost\u00ed. Stali jsme se konzumn\u00ed spole\u010dnost\u00ed a nev\u00e1\u017e\u00edme si t\u00e9m\u011b\u0159 ni\u010deho. Kdo m\u00e1 m\u00e1lo ten chce v\u00edc a kdo m\u00e1 v\u00edc chce je\u0161t\u011b v\u00edc. Nic n\u00e1m nesta\u010d\u00ed, z ni\u010d\u00edm nejsme spokojeni.Jet na dovolenou do kempu? To je pod na\u0161i \u00farove\u0148, a tak si na dovolenou vezmeme p\u016fj\u010dku. Porouchalo se n\u00e1m auto? Tak ho prod\u00e1me a vezmeme si p\u016fj\u010dku na nov\u00e9. M\u00e1lokdo si nech\u00e1v\u00e1 sv\u00e9 v\u011bci opravit, rad\u011bji je vyhod\u00edme a vezmeme si p\u016fj\u010dku na nov\u00e9. Neum\u00edme se uskromnit a \u0161et\u0159it. Sta\u010d\u00ed se pod\u00edvat do popelnic a zjist\u00edte, jak je lidstvo rozhazova\u010dn\u00e9.Nen\u00ed \u017e\u00e1dnou ostudou vz\u00edt si druhou pr\u00e1ci jako \u0159e\u0161en\u00ed moment\u00e1ln\u00ed finan\u010dn\u00ed krize v dom\u00e1c\u00edm rozpo\u010dtu. Nab\u00eddky p\u016fj\u010dek se na n\u00e1s chrl\u00ed ze v\u0161ech stran, tak pro\u010d je nevyu\u017e\u00edt, i kdy\u017e je vyhod\u00edme za n\u011bco, co vlastn\u011b ani nepot\u0159ebujeme, ale pro\u010d se omezovat, \u017ee? A tak bereme p\u016fj\u010dku za p\u016fj\u010dkou a rychle p\u0159est\u00e1v\u00e1me m\u00edt p\u0159ehled, jestli je je\u0161t\u011b zvl\u00e1d\u00e1me spl\u00e1tky spl\u00e1cet. Nez\u0159\u00eddka se dostaneme do za\u010darovan\u00e9ho kruhu, \u017ee se novou p\u016fj\u010dkou sna\u017e\u00edme splatit starou p\u016fj\u010dku, a\u017e se jednou dostaneme na hranici na\u0161ich finan\u010dn\u00edch mo\u017enost\u00ed a za\u010d\u00ednaj\u00ed n\u00e1m hrozit exekuce. A nejen hrozit, ale najednou m\u00e1me v exekuci vlastn\u00ed bydlen\u00ed. Dostat se z exekuc\u00ed u\u017e nen\u00ed zase tak jednoduch\u00e9. \u017d\u00e1dat o p\u016fj\u010dku v bance je asi zbyte\u010dn\u00e9, pokud jsme v exekuci, tak to u\u017e nad n\u00e1mi tzv. zlomili h\u016fl. Pokud n\u00e1m zbyla n\u011bjak\u00e9 mo\u017enost, abychom nep\u0159i\u0161li o st\u0159echu nad hlavou, tak jsou to nebankovn\u00ed p\u016fj\u010dky. Nen\u00ed to lehk\u00e1 situace dostat se z exekuc\u00ed, ale pokud jste vlastn\u00edkem nemovitosti, kterou m\u016f\u017eete d\u00e1t do z\u00e1stavy a z\u00e1rove\u0148 m\u00e1te alespo\u0148 minim\u00e1ln\u00ed p\u0159\u00edjem, z kter\u00e9ho jste schopni spl\u00e1cet, m\u016f\u017eete to zkusit u nebankovn\u00ed spole\u010dnosti a po\u017e\u00e1dat o nebankovn\u00ed hypot\u00e9ku. M\u011bjte v\u017edy p\u0159ehled, kolik do va\u0161\u00ed dom\u00e1cnosti pen\u011bz p\u0159ich\u00e1z\u00ed a kolik ji opou\u0161t\u00ed, jen tak se udr\u017e\u00edte \u201enad nulou\u201c a nebudete se pomalu, ale jist\u011b propadat do m\u00ednusu.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nau\u010dme se \u0161et\u0159it","item":"https:\/\/www.sakwa.cz\/naucme-se-setrit\/#breadcrumbitem"}]}]